If you are just establishing credit or have tarnished credit, quickcards.sitemighty can help. The first step is to apply for a prepaid (secured) credit card.  A prepaid credit card works like a regular credit cards when ever you make a purchase.   The difference is you have to put up cash collateral  to the  credit card issuer in exchange for credit.  In other words if you  qualify for a credit card with a limit of 500 dollars, you make a deposit of 500 dollars to a bank account.  The card issuer will hold your money in case you defult. You use the credit card for purchases and receive a monthly statement just like a reguler credit card.

By making your monthly payments on time you establish credit or rebuild your tarnished credit. If you cancel you secured card you will get back your collateral-as long as your account is in good standing.